LEGION BUSINESS LOANS LLC ("Legion", "we", "us", or "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, who we share it with, and the choices you have. By using this website (https://legionbusinessloans.com) or applying for funding through Legion, you acknowledge the practices described below.
1. Information we collect
Depending on how you interact with Legion, we may collect identifiers and contact information, financial information (bank account information, credit history, deposit history, monthly revenue), commercial information (financing products inquired about, documents provided), internet activity (pages visited, cookies), and inferences (underwriting analyses, risk scores).
2. How we use your information
We use personal information to: (a) evaluate funding applications and make credit decisions; (b) verify identity and prevent fraud; (c) service and manage funded transactions; (d) comply with legal, regulatory, and reporting obligations; (e) communicate with you about your application or new products; (f) operate, improve, and secure our services; and (g) market our services consistent with applicable law.
3. Who we share information with
We share personal information only with service providers, vetted funding partners, legal/regulatory parties, and successors in corporate transactions. We do not sell your personal information as that term is defined under the California Consumer Privacy Act.
4. Gramm-Leach-Bliley Act (GLBA) notice
As a financial services provider, certain information we collect about you is "nonpublic personal information" under the federal Gramm-Leach-Bliley Act. We restrict access to that information to employees and service providers who need it, and we maintain physical, electronic, and procedural safeguards designed to protect it.
5. Equal Credit Opportunity Act (ECOA) notice
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, public assistance income, or good-faith exercise of rights under the Consumer Credit Protection Act. The federal agency that administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, 600 Pennsylvania Avenue NW, Washington, DC 20580.
6. Telephone Consumer Protection Act (TCPA) consent
When you provide your phone number on an application form, you consent to receive telephone calls and text messages from Legion at that number, including by automated telephone dialing systems and prerecorded or artificial voice messages, regarding your application and our services. Consent is not a condition of any purchase. Message and data rates may apply. You may revoke consent at any time by replying STOP to any text message or by emailing admin@legionbusinessloans.com.
7. Cookies and tracking
We and our service providers use cookies, web beacons, and similar technologies to operate the site, remember preferences, analyze traffic, and measure marketing performance. You can control cookies through your browser settings.
8. California privacy rights (CCPA/CPRA)
If you are a California resident, you have rights to know, access, delete, correct, and limit use of your personal information. To exercise these rights, contact us at admin@legionbusinessloans.com or (305) 632-2119.
9. Data security & retention
We implement administrative, technical, and physical safeguards including TLS encryption, encryption at rest for sensitive fields, access controls, and vendor due-diligence. Application files and funded-transaction records are typically retained for seven (7) years after the relationship ends.
10. Changes & contact
We may update this Privacy Policy from time to time. For questions:
LEGION BUSINESS LOANS LLC
100 Federal Street, Floor 30
Boston, MA 02110
admin@legionbusinessloans.com
(305) 632-2119
See also our Terms of Service.